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401k Limit 2025 Over 50

401k Limit 2025 Over 50. The contribution cap for all employees is $23,500 in 2025, a $500 increase from last year; 2024 2025 401k/403b/457/tsp elective deferral limit.


401k Limit 2025 Over 50

The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025. Under the secure act 2.0, individuals aged 60, 61, 62, and 63 can contribute even more to their retirement accounts starting in 2025.

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